10 Best Universities offering Loans for Graduate School Students

Understand the terms and conditions of the loans you borrow, as well as your rights and responsibilities as a borrower. Not all loans are alike know the differences and borrow wisely. Be realistic how much money you’ll earn once you graduate. Obtaining a copy of your credit report early allows you to correct any adverse information prior to applying for loans that require a credit check. Credit scoring is a quick and consistent method of determining the likelihood that you will repay your loans based on your past credit history. Although it is often a concern for student borrowers, having multiple student loans and or a significant amount of education debt does not necessarily mean you will have a poor credit score. The proportion of loan balances to loan amounts is too high. Keeping well-organized records of your financial activities will greatly assist in managing your loans and achieving your financial goals.
Tuition: $31,703
State: MD
Acceptance: -
Beginning with the 2010-2011 academic year, the Education is the lender for all federal student loans (Stafford and Plus Loans) as stated in the Health Care and Education Affordability Reconciliation Act of 2010. An amount taken off the top of the loan before the loan is disbursed (Loan Amount Origination Fee Amount received by school). In a typical fall and spring academic year, this means that interest begins on the first half of the loan in late August (for most programs) and on the entire loan in mid-January (for most programs). How can I calculate the amount of interest that is accruing on my loan? To determine what your accruing loan interest is on a daily basis, you divide your interest rate (converted to decimal) by 365.25 (number of days in a calendar year), and this gives you the Interest Rate Factor.
Tuition: $19,500
State: CA
Acceptance: -
With a manageable course load, affordable tuition, and student loans available, the Master of Science in Decision Analysis is a unique graduate education made accessible for those seeking an alternative to traditional MS or MBA programs. Low-interest student loans for up to 50% of tuition. Applying for a student loan will not impact their admissions decision in any way. All admitted students are eligible to for a low-interest student loan covering up to 50% of tuition costs. To for a low-interest student loan, applicant must first be admitted to the Master’s program and then request a student loan application.
Tuition: $11,394
State: AR
Acceptance: -
Students may visit The National Student Loan Data System and the Federal Student Aid Student Loan website for an of their outstanding federal loans. For example, if you have $35,000 in outstanding FFEL Program loans, and $10,000 in Direct Loans, you can use the extended repayment plan for your FFEL Program loans, but not for your Direct Loans. You may also consider consolidating your federal loans, if you have loans with than one loan servicer or any outstanding FFEL Loans (disbursed prior to July 1, 2010). Do you get paid after your student loan payment is due each month If so, contact your loan servicer and ask whether you’d be able to switch the date your student loan payment is due.
Tuition: $14,040
State: GA
Acceptance: -
Federal student aid primarily consists of student loans. The university urge students to consider loans as a last resort. Columbia Theological Seminary does not package federal student loans, and students are not automatically considered for loans. The annual maximum federal unsubsidized loan is $20,500 per year up to a total of $138,500.00. Eligibility for federal student loans and federal work-study is determined by federal methodology. To continue eligibility for federal work-study and loans, a student be in an eligible degree program must maintain at least half-time status and be making satisfactory academic progress.
Tuition: $11,091
State: LA
Acceptance: -
If applicant are a first-time borrower, applicant are required to complete Direct Loan entrance counseling prior to receiving the first disbursement of a Direct Loan. Loan counseling must be completed before applicant can receive loan funds. This will help applicant keep track of the amount of money that applicant are borrowing and provide applicant with some tools to help applicant make informed financial decisions. Federal regulations also require that applicant complete exit counseling to help applicant to understand the responsibilities and repayment obligations for their student loans. To supplement this counseling, the the students.S. Education has compiled the Exit Counseling Guide for Federal Student Loan Borrowers. Applicant should also review the information posted in the Loan Repayment section.
Tuition: $10,638
State: KS
Acceptance: -
Existing student loans may be deferred during enrollment.
Tuition: $18,480
State: MA
Acceptance: -
<p>This page describes tuition and fees for programs taken for graduate credit. Fees for continuing education are listed with each program.</p> <p>BGSP assumes no liability for failure to provide educational or educational-related services due to causes beyond the School reasonable control. The Trustees of the School reserve the right to alter tuition and fees at their discretion, whenever deemed advisable.</p> <p>REFUND POLICY A student who submits a semester registration form and finds it necessary to withdraw writes a letter notifying the Dean at BGSP. The School considers the date of withdrawal to be the date such written notification is received by the Dean. Absence from class does not reduce financial obligation or guarantee that a final grade will not be recorded. The refund policy schedule is different from the extended payment plan and federal student loan schedules.

California Western School of Law

Tuition: $30,000
State: CA
Acceptance: -
Among the most daunting challenges faced by recent law school graduates is the repayment of law school and other student loans.
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Centenary University

Tuition: $16,416
State: NJ
Acceptance: -
The interest rate on federal student loans is fixed and usually lower than that on private loans—and much lower than that on a credit card! Federal student loans offer flexible repayment plans and options to postpone their loan payments if applicant’re having trouble making payments. Before applicant take out a loan, it’s important to understand that a loan is a legal obligation that makes applicant responsible for repaying the amount applicant borrow with interest. Understand the terms of their loan and keep copies of their loan documents.
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Southern New Hampshire University

Tuition: $18,810
State: NH
Acceptance: -
Each lender loan programs may have different requirements, so be sure to review with their lender regarding their loan programs that applicant qualify for to best suit their need. Under the Federal Truth in Lending Act , their private education loan lender is required to provide disclosure of loan terms and features at the time of application, a second disclosure after the initial application reaches an approval status and a final disclosure once the loan is accepted.
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