Subsidized loans tag

Loans for International graduate Students offered by Stanford

Categories are  Loans  tagged  Graduate Students /  Subsidized loans /  Unsubsidized loans

Stanford and US government organizations do not offer student loans to international students. You are qualified for departmental assistantships and fellowships as an international student, but your visa status may impose extra limitations on the number of hours you can work.

In some circumstances, private student loans are an alternative. If you have a US citizen willing to serve as your cosigner, several private loan lenders will lend to international students. Additionally, students without a cosigner or any credit history have a few choices available to them: Prodigy Finance and MPower Financing.

The Stanford Support Programs that the university offers are open to all graduate students at Stanford. These programs are provided as extra support for those facing difficult financial circumstances, even if they cannot be used as the main source of funding for typical student fees.

Funding opportunities at New York University program of Journalism

  • Graduate students at New York University's Arthur L. Carter Journalism Institute have several options for funding their studies, such as tuition scholarships, graduate assistantships, and fellowships. These opportunities are highly competitive, and many students often depend on external funding or student loans to finance their education. Some U.S. applicants are also eligible for the federal work-study program.
  • The NYU Graduate School of Arts and Science (GSAS) has a Tuition Incentive Program (TIP) that encourages students to seek external funding. If a student gets an outside scholarship or fellowship for $13,000 or more, NYU can match that amount to cover their tuition. If the outside award is less than $13,000, then NYU can match up to 50% of it to help with tuition. It is kind of a bonus which makes it easier to pay for school.
  • To know if your outside awards can get TIP help from NYU, you first need to be accepted into NYU and plan to start your studies there. NYU's Graduate School of Arts and Science will be the one to decide if your external awards can be matched with TIP. It's something you can check once you're all set to enrol at NYU.
  • If you're a good student, it's a good idea to begin searching for outside sources of money while you're applying for grad school in the fall. For example, if you're using exchange programs like Fulbright, make sure you meet all the criteria needed for the NYU Arthur L. Carter Journalism Institute and the specific Journalism program you want to join. This way, you can increase your chances of getting extra funding for your studies.
  • For grad students, federal financial aid usually means you can get federal loans, and there are two types which are subsidized and unsubsidized. Some students in the U.S. might also be eligible for the Federal Work-Study program, where you can work at the university and get paid. They decide if you can join this program based on your financial situation. You'll know if you can do this because you'll get a letter telling you about your financial aid award. To find these work-study jobs, you can check out the NYU Wasserman Center for Career Development.

Loans an essential part of your education

Categories are  Loans  tagged  Subsidized loans /  Unsubsidized loans

When it comes to paying for grad school, it can be a big issue but no worries there are many different ways to solve it, At MIT most of the grad students get their money from their own academic departments and if you're a U.S. citizen or someone with permanent resident status, there's another place to get help: Student Financial Services, or SFS for short. They can connect you to two types of loans: 

  • Federal loans: These are the loans provided by the government and,
  • Private Loans: Loans from banks or companies.

You can even find jobs through the Federal Work-Study Program, which helps you earn while you learn.

Loan Procedure: 

  • There are some procedures to borrow student loans: first of all, before handing over the money to you, you need to go through loan entrance counselling in which the department will teach you the responsibilities and importance of the loans, and the way you need to handle it.
  • Student loan recipients also need to attend a loan exit interview in the SFS Student Services Center prior to withdrawal or graduation from MIT. Essentially, When you're about to leave MIT, either by graduating or withdrawing, there's something called a loan exit interview waiting for you.
  • This is a meeting at the SFS Student Services Center. It's essential to attend this session to discuss your loan repayment plan and responsibilities.
  • MIT has a set budget for student expenses for each academic program. This means you can only receive the amount covering your educational cost, you can not receive more than that. Funding sources can include research or teaching assistantships, fellowships, scholarships, and student loans. So, MIT wants to ensure you get just enough to cover your expenses, not more.

Who can borrow it? 

If you're a graduate student with nonresident doctoral thesis research status, you're eligible to borrow the loans but, Special students, who are admitted to a graduate degree program, can borrow for tuition expenses but not for other costs.

Previous loans: 

If you had student loans from any other educational institution before coming to MIT, and you receive a notice that it's time to start repaying them, don't panic. You can contact your lender and get verification of your enrollment status at MIT from SFS to request a deferment of your payments. For more detailed information on eligibility and other specifics about student loans, you can always visit the SFS website. Remember, MIT is always available to help grad students manage their finances and access the funding they need to pursue their academic dreams. But, you are not allowed to misuse their favour, you need to understand your responsibilities.

Doctoral Program Financial Aid at Emperor’s College

Categories are  Financial-aid /  Loans  tagged  Stipend /  Subsidized loans /  Unsubsidized loans

There are two types of federal financial aid that are available to Doctoral students in the Emperor’s College of Tradition Oriental Medicine, let us get into deep to learn more about the amounts it provides, the eligibility criteria it holds and the interest rates we get to have them on:  

The two types of financial aid are: 

  • The Stafford Unsubsidized Loans through the Federal Direct Loan Program which is given on an interest rate of 6.08%.
  • Federal Direct PLUS loans with an interest rate of 7.54%

Doctoral students are eligible for a maximum of $20,500, which is granted to them every 3 quarters which means once every 9 months in Stafford Unsubsidized Loans.

Doctoral students are eligible for a maximum of $44,148 every 3 quarters with the inclusion of Graduate PLUS Loans.

Once a student has borrowed a total of $138,500 in educational loans, they can't borrow more money through Stafford Unsubsidized Loans. However, if they have a good credit history, they can still get Graduate PLUS Loans if they need additional funding for their education. So, there's a limit to one type of loan, but another option might still be available if they qualify. 

To summarise, we can say that Doctoral students get the chance to enjoy two types of federal financial aid Stafford Unsubsidized Loans and federal direct PLUS loans, they are eligible for a specific loan amount every 3 quarters, and the maximum aggregate loan limit is $138,500.

Student Loans for graduate students

Categories are  Financial-aid /  Loans  tagged  Need Based /  Subsidized loans /  Unsubsidized loans

Responsible borrowing: When you borrow money for your education, you have to pay it back in the future, even if you don't finish your studies. So, it's important to be careful. Only borrow according to your needs, not the whole amount they say you can have. This way, you won't have to pay back more than necessary.

Understanding Student Loans: Understanding how student loans work is mandatory for paying for college. when you will be clear with your educational loans, you'll be prepared to repay them later.

Types of Student Loans: There are different types of student loans, such as

  • Direct Subsidized Loans and Direct Unsubsidized Loans.

Subsidized loans are those loans whose interests are paid by the government while you're in school, whereas unsubsidized loans interest keeps adding up, and it's your job to pay for it, even when you're still a student. So, subsidized loans are a bit friendlier for you being a student.

Loan Requirements: Before you get your loan money, there are some simple things you need to do. You have to complete entrance counselling which basically is like a short class that helps you understand how loans work. You also need to sign something called a 'Master Promissory Note' (MPN), which is like a promise to pay back the loan. These steps make sure that you are well aware of the field you are getting into and what you're responsible for as a borrower.

Rights and Responsibilities as a Borrower: As a borrower, you have rights, such as receiving loan information and choosing from various repayment options. You're also responsible for repaying the loan, even if you don't complete your degree.

Repayment and Deferment: Repayment of the loans basically begins after you graduate or leave school. There are different repayment options such as deferment, which allows you to temporarily postpone payments under certain circumstances.

Loan Servicer: A loan servicer is a company that handles billing and services for your federal student loan. They can help with repayment plans and other tasks related to your loan.

Parent PLUS Loans: Parent PLUS Loans are loans for parents of dependent students. These loans help with school costs, but they always have interest that needs to be paid. If a parent is told they can't get this loan, they have two choices. They can find someone to promise to pay back the loan called an endorser if they can't. Or, they can decide not to get the PLUS loan and see if they can get a different type of loan that has interest such as unsubsidized Direct Loans.

Graduate PLUS Loans: Graduate PLUS Loans are for graduate students. Similar to Parent PLUS Loans, they help cover costs, and if denied, students can obtain an endorser.

Private Loans: Private loans are offered by outside lenders to help finance education costs. Approval and interest rates depend on creditworthiness. It's important to explore federal and university options first before considering private loans.

Choosing a Private Loan Lender: You should carefully consider which private loan lender to choose. It's important to ask questions about the terms and conditions, interest rates, and other details.

Loan Disclosures and Self-Certification: Under federal law, private loan lenders must provide clear information about loan terms. Students must complete a self-certification form before loan disbursement.

Loan Counseling: Borrowers of federal loans, especially first-time borrowers, are required to complete entrance and exit loan counselling. This helps educate borrowers about their rights and responsibilities.

Exit Counseling: Exit counselling is necessary when leaving school and provides essential information on loan repayment.

Federal Student Loans and Private Student Loans offered at Grand Canyon University

Categories are  Financial-aid /  Grants  tagged  Subsidized loans /  Unsubsidized loans

Student loans are those pillars of education, that provide students with financial help along with scholarships and grants. And it is to be noted that different types of student loan programs have different rules for who can qualify.

Grand Canyon University (GCU) wants to help students understand and walk on the student loan process. 

GCU mentions two types of federal student loans: 

  • Subsidized and Unsubsidized Federal Direct Loans: These loans are managed by the U.S. Department of Education and come with a processing fee. Unsubsidized loans start raising interest, while Subsidized loans have the government covering the interest during certain periods.
  • Direct Grad PLUS Loans are for graduate or professional program students and depend on their credit history.

The U.S. Department of Education ended the Federal Perkins Loan Program, due to which it can not be considered.

Private student loans, also called Alternative Loans, are based on credit and can be pricier than federal options. GCU suggests comparing loan terms, fees, interest rates, and repayment choices.

GCU wants you to check all your eligibility for federal loans before considering private loans.

Once you are done with your eligibility and the paperwork only then you will be informed about available awards and estimated costs.

Here are the key points about eligibility and types of loans:

  • Subsidized and Unsubsidized Federal Direct Loans are available.
  • Direct Grad PLUS Loans are based on credit.
  • The Federal Perkins Loan Program has ended.
  • Private student loans, known as Alternative Loans, are credit-based.
  • Use up federal loan options before considering private loans.
  • Complete the FAFSA each year.
  • Be at least half-time for federal loans.
  • Federal loans come with a six-month grace period.
  • GCU partners with ECMC Learning for student loan education.

To sum it up, we can say that GCU offers students information on different student loan options, eligibility, and the importance of comparing loan terms. They also try to maximise federal aid before turning to private loans and they also offer resources for loan education.

Wausau Area H.O.P.E. Hmong Women Scholarship

Categories are  Scholarship /  Loans  tagged  Women /  Subsidized loans /  Asian /  Masters Degree

The Wausau Area H.O.P.E Hmong Women Scholarship was established by the H.O.P.E. (Hmong Organization for the Promise of Enrichment) Women to award scholarships to able and deserving minority women based on scholastic ability, personal integrity, and evidence of a desire to better the community. The scholarships are open to Hmong women who are residents of the greater Wausau area. High school graduating seniors and currently enrolled college students are eligible to apply.

MS in Bioinformatics - Financial Aid offered

Categories are  Financial-aid /  Loans  tagged  Subsidized loans /  Bioinformatics /  Unsubsidized loans

The Federal Direct Student Loan program allows college and university attendees to borrow up to a total of $20,500 annually in Subsidized and Unsubsidized Loans. Of this amount, no more than $8,500 can be in the form of Subsidized Loans. For those who require additional funds for tuition and other expenses, a Federal Graduate PLUS Loan is available for the difference between their attendance costs and other assistance they may have received. In order for one to qualify for such loans each term, it is imperative that they be attending at least two courses.

Those students who have been admitted to their program on a conditional basis may be eligible for up to a year of federal student financial aid, though the annual limit remains at $12,500 in the form of Federal Direct Subsidized and Unsubsidized loans combined. As much as $5,500 is available through Federal Direct Subsidized loans, but it should be noted that Graduate PLUS loans are not accessible for Provisional student

M.S. in Marriage Family Therapy - Financial Aid and Scholarships

Categories are  Scholarship /  Financial-aid /  Grants /  Loans  tagged  Medicine /  Subsidized loans /  Unsubsidized loans /  Work Study

Grants are financial aid that does not have to be repaid. They are awarded based on financial need, academic merit, or a combination of both. Some common types of grants include federal Pell Grants, federal Supplemental Educational Opportunity Grants (SEOG), and Texas Tuition Promise Fund (TTPF) Grants.

Scholarships are also financial aid that does not have to be repaid. They are awarded based on a variety of factors, such as academic merit, extracurricular activities, community service, or financial need. Some common types of scholarships at Texas Woman's University include the President's Scholarship, the TWU Alumni Association Scholarship, and the Texas Woman's University Foundation Scholarship.

Loans are financial aid that must be repaid. They are a good option for students who need more financial assistance than grants or scholarships can provide. There are two main types of federal loans: subsidized loans and unsubsidized loans. Subsidized loans do not accrue interest while the student is enrolled in school at least half-time. Unsubsidized loans accrue interest from the day the loan is disbursed.

Student employment is a great way to earn money to help pay for college expenses. TWU offers a variety of student employment opportunities, including work-study jobs, on-campus jobs, and off-campus jobs.

Master of Arts in Marriage and Family Therapy - Scholarships and Financial Aid

Categories are  Financial-aid /  Grants /  Loans  tagged  Medicine /  Subsidized loans /  Part-time /  Unsubsidized loans /  Work Study

  • Grants: Grants are financial aid that does not have to be repaid. They are awarded based on financial need, academic merit, or a combination of both.
  • Scholarships: Scholarships are also financial aid that does not have to be repaid. They are awarded based on a variety of factors, such as academic merit, extracurricular activities, community service, or financial need.
  • Loans: Loans are financial aid that must be repaid. They are a good option for students who need more financial assistance than grants or scholarships can provide. There are two main types of federal loans: subsidized loans and unsubsidized loans. Subsidized loans do not accrue interest while the student is enrolled in school at least half-time. Unsubsidized loans accrue interest from the day the loan is disbursed.
  • Work-study: Work-study is a program that allows students to work part-time while they are in school. The money they earn from work-study can be used to help pay for tuition, fees, and other expenses.

Master of Public Health - Scholarships and Financial Aid

Categories are  Financial-aid /  Loans  tagged  Public Health /  Subsidized loans /  Part-time /  Unsubsidized loans /  Work Study

The University of North Texas (UNT) offers a range of scholarships and financial aid options for MPH students. These include UNT Graduate Merit Scholarships, MPH Diversity Scholarships, Student Leadership Scholarships, and Service Scholarships. The amounts awarded for these scholarships vary. Additionally, there are opportunities for outside scholarships based on academic achievement, financial need, and other criteria. Students can also explore federal student loans, including subsidized and unsubsidized loans, as well as private student loans. Work-study programs are available, enabling students to work part-time to help cover their tuition and other expenses. These financial aid options provide support to MPH students pursuing their education at UNT.

Master of Science in Accountancy: Scholarships and Financial Aid

Categories are  Financial-aid /  Grants /  Loans  tagged  Graduate Students /  Medicine /  Need Based /  Subsidized loans /  Part-time /  Merit Based /  Work Study

University of Miami Herbert School of Business - Alumni Association Endowed Accounting Scholarships are available for students pursuing Graduate Studies in Accounting. Various other scholarships and assistantships may be available.

Tuition, Scholarship and Financial Aid at Keiser University

Categories are  Scholarship /  Loans  tagged  Graduate Students /  Subsidized loans /  Unsubsidized loans

The expenditure provided by Graduate students per semester in total is $17,865.

It is divided between tuition fees and living expenses, so the tuition fees students need to pay is $11,458 and the room and board expenses given by them are $6,407.

Keiser University offers a range of scholarships and federal aid programs to eligible students so that they can help students afford the cost of attending the university. 

Academic Merit Scholarships: 

  • This scholarship is available to new first-year or transfer students who are admitted to KU Flagship. The range of awards is $5,000–$16,000.
  • New Graduate students accepted to KU Flagship are eligible for this grant. Awards vary from $4,000 to $12,000.

General Scholarships: 

  • Band Scholarship: Students who are active members of the Flagship Marching Seahawks are eligible for the band scholarship. Up to $8,000 may be given to full-time students each year.
  • Spirit program scholarship: This one is for students who are active members of the KU Flagship Cheer, Dance, or Mascot programs. Following official tryouts, full-time students may receive up to $8,000 per year at the coaches' discretion.
  • Phi-Theta Kappa Scholarship: Phi Theta Kappa members will get an additional $2,000 PTK award in addition to their merit scholarship from KU if they submit proof of membership to their admissions advisor.
  • Sibling Scholarship award: The Sibling Scholarship Award provides up to 40 percent of tuition for incoming students who have a sibling enrolled at Keiser University.
  • Legacy tuition award: The Legacy Tuition Grant offers up to 40 percent of tuition for the children and grandchildren of Keiser University Flagship Alumni.
  • DECA Scholarship Award: The Deca Scholarship award is valued at up to $5,000 per year, it is renewable for up to four years. If students want to be eligible for this, they need to participate in DECA.


  • Direct PLUS loans: The Direct PLUS loans are unsubsidized loans for parents of dependent students and graduate professional students, it is made for them so that education can be provided to them easily.
  • Subsidized and unsubsidized Direct loans: These are those loans that are available based on financial need, with different terms for interest accrual. 
  • Federal Work-Study (FWS) loans: The FWS are those loans that provide part-time employment to students with financial need.
  • FWEP: FWEP is a need-based program for Florida college students, offering work experiences related to their major.

The outside Scholarships are funded by private entities and have varying criteria and amounts.

To sum it up, we can say that Keiser University provides different types of loans and scholarships such as academic merit scholarships and merit scholarships. Here we have provided the information regarding the amount and eligibility of these financial aids. 

Categories are  Scholarship /  Financial-aid /  Loans  tagged  Law /  Subsidized loans

George Mason students may receive loan funds. Government subsidized student loans are only available to U.S. citizens and permanent residents. Admitted students work with the Office of Student Financial Aid to obtain loans. 

George Mason University Antonin Scalia Law School has limited scholarship funds available for outstanding JM applicants. No additional application materials are required to be considered for scholarships – all applicants are evaluated as potential scholarship candidates and scholarship offers are made on a rolling basis. 

Master of Legal and Forensic Psychology- Scholarships and Financial Aid

Financial assistance is offered in the form of Scholarships through the MLFP Program and Need-based Financial Aid. Federal Direct Student Loans are available to Legal and Forensic Psychology students. Loans are available up to the cost of attendance for the program. Students who demonstrate financial need may be eligible for up to $8,500 in subsidized loan proceeds with any remaining eligibility provided in unsubsidized loans.